Comprehensive business insurance solutions designed to protect your enterprise and empower your team.
Discover comprehensive insurance categories tailored to your needs
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Choose from our carefully crafted policies designed for maximum protection
This bond guarantees that the contractor will properly use the advance payment made by the project owner and will refund it if contractual obligations are not met.
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Aviation Insurance covers aircraft hull (own damage) and legal liability to third parties, passengers, and cargo during operations.
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Standardized fire insurance policies mandated by IRDAI for small (BLUS) and micro (BSUS) enterprises with asset value up to ₹5 crore and ₹50 crore respectively.
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A bond that guarantees the bidder will honor their bid and sign the contract if awarded.
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This policy provides cover for boilers and pressure vessels against explosion risks during operation, including third-party damage and legal liability.
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Clinical Trials Liability (CTL) Insurance protects the sponsor, investigator, and trial site from legal liability arising out of injuries or harm caused to participants during the conduct of clinical trials.
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A comprehensive liability policy that protects businesses from third-party claims of bodily injury, property damage, and personal injury arising out of business operations.
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A modular insurance plan offering comprehensive protection for commercial establishments by combining fire, burglary, liability, and operational risks into one policy.
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CAR is a comprehensive insurance solution for civil construction projects, covering physical damage and third-party liabilities during construction.
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CPM insurance covers heavy construction equipment and machinery used at project sites, whether working or at rest.
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Credit Insurance protects businesses against non-payment or delayed payment by buyers (domestic or export), due to insolvency or political risk.
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Provides coverage for financial losses resulting from acts of dishonesty, theft, fraud, or embezzlement by employees or third parties.
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Protects organisations from financial losses arising from cyber-attacks, data breaches, and regulatory fines.
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Covers directors and officers of a company against personal liability arising from wrongful acts in their managerial capacity.
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Covers loss or damage to drones and legal liability arising from drone operations.
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EEI covers loss or damage to sensitive electronic devices such as servers, computers, medical equipment, or communication systems.
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EAR covers risks associated with the erection, installation, and testing of electrical, mechanical, and heavy industrial equipment at project sites.
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A form of professional indemnity designed for service providers and consultants, especially in IT, media, finance, and marketing.
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Tailor-made facultative placements for large or high-risk exposures, across fire, engineering, liability, marine, aviation, and specialty classes.
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Fidelity Guarantee Insurance protects an employer from direct financial loss caused by dishonest acts of employees such as theft, embezzlement, or forgery.
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Covers financial loss due to disruption or cancellation of film or TV production caused by accidents, weather, equipment failure, or cast-related issues.
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A health insurance policy that provides medical coverage to a group of employees and their dependents under a single master policy.
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An accident policy that offers financial compensation in the event of death, disability, or injury of employees due to an accident.
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A life insurance policy that pays a lump-sum benefit to an employee’s nominee in the event of their death during the policy term.
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All-inclusive insurance plans for large industrial undertakings, combining fire, burglary, accidental damage, machinery breakdown, and business interruption under one policy.
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K&R Insurance provides financial protection and crisis response support to individuals and organizations facing threats like kidnapping, extortion, or illegal detention, especially in high-risk zones.
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Covers the death or disability of livestock (e.g., cows, buffaloes, poultry) due to accident, disease, or natural calamity.
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This policy provides coverage for sudden and unforeseen physical damage to fixed machinery and plant during operations in industrial premises.
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A bond that guarantees the contractor will fix defects or maintenance issues that arise within the defect liability period post-handover.
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This combined policy covers transit risks (marine inland or overseas) and the subsequent erection/installation risks at the project site.
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A bundled insurance policy covering small and mid-sized office setups against fire, burglary, breakdowns, and liability risks under one plan.
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A formal insurance policy that provides ongoing protection for all shipments within a defined limit and period — similar to Open Cover but issued as a policy with set limits and automatic coverage.
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Parametric Insurance pays out a fixed amount when a pre-defined event threshold (like rainfall, temperature, or earthquake magnitude) is met — no physical loss assessment required.
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A bond that guarantees the contractor will perform the project as per the agreed terms, timelines, and quality standards.
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A specialised D&O cover taken when a company is going for IPO, FPO, rights issue, or private placement — to cover liabilities arising from misstatements in offering documents.
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This policy covers legal liability arising out of defects in products that cause bodily injury or property damage to third parties.
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Product Recall Insurance covers the costs incurred by a company when it must recall a defective or dangerous product from the market due to the risk it poses to consumers, regulatory action, or reputational harm.
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Covers professionals against claims arising from errors, omissions, or negligence in the discharge of their professional duties.
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A broader public liability cover designed for industrial and large commercial establishments, beyond the statutory Public Liability Act policy.
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A mandatory insurance under the Public Liability Insurance Act, 1991, for companies handling hazardous substances to cover third-party injury or property damage.
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A bond provided in lieu of cash retention (usually 5–10%) that guarantees the contractor will fulfill post-completion obligations.
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Arranging reinsurance of reinsurance portfolios to diversify and protect reinsurers' capital.
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STOP is a marine-cum-storage insurance product that covers all movement and incidental storage of goods, based on a company's annual sales turnover instead of specific transits.
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Solutions for agriculture, cyber, credit & surety, D&O, energy, catastrophe, and parametric covers — with access to Lloyd’s and global markets.
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Also known as a Single Transit Policy, this covers one-time movement of goods from a specific origin to a specific destination — within India or internationally.
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A traditional property insurance policy that covers damage to business assets caused by fire and a wide range of specified natural and man-made perils.
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Structuring and placement of proportional (quota share/surplus) and non-proportional (excess of loss) treaties across P&C and specialty lines.
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W&I insurance covers losses arising from breaches of warranties or representations in mergers and acquisitions (M&A) transactions.
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Mandatory insurance that covers legal liability of an employer for injury, disability, or death of a worker during the course of employment.
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Find answers to common questions about our insurance services
We offer comprehensive insurance products including health, life, auto, property, and business insurance tailored to your specific needs and budget.
Most claims are processed within 3-5 business days. We pride ourselves on fast, transparent claim settlements with minimal documentation requirements.
Absolutely! We offer flexible coverage options that can be customized to match your specific requirements. Our experts will help you design a policy that perfectly fits your needs.
We accept monthly, quarterly, and annual payments via credit card, debit card, net banking, and UPI for your convenience.
Waiting periods vary by policy type. Most health insurance policies have a 30-day waiting period, while specific conditions may have longer waiting periods. Life insurance typically has no waiting period.
Connect with our experts and get personalized insurance solutions
+919100509675
info@novoinsure.com
Hyderabad, Telangana
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