Novo Insurance - Professional Insurance Services

Bharat Griha Raksha Policy

Type: Individual Insurance | Category: Fire and Burglary Insurance

Policy Details

Learn more about the Bharat Griha Raksha Policy policy.

Bharat Griha Raksha Policy

Description

This is a standardized home insurance policy mandated by IRDAI that provides protection to homeowners for their residential buildings and household contents against fire, natural calamities, and other specified perils.

What is This Policy?

Bharat Griha Raksha is a simplified home insurance product that protects your home and belongings from fire and other disasters, with optional cover for burglary and terrorism. It is ideal for Indian homeowners looking for peace of mind.

What is Covered

This policy covers damage to your house and household contents due to fire, storm, flood, earthquake, lightning, explosion, and other listed perils. It also includes compensation for rent if the house becomes unfit for use. Burglary or theft can be added to protect valuable belongings, and terrorism cover is available with an extra premium.

Who Should Buy

Individual homeowners and apartment owners, People living in flood-prone, seismic, or urban high-risk areas, Anyone seeking cost-effective protection for their house and possessions

Key Features

  • Covers residential buildings and contents (including rent for alternate accommodation)
  • Automatically includes contents up to 20% of building sum insured (max ₹10 lakh)
  • Option to increase contents cover and include jewelry, artworks, etc.
  • Optional burglary and theft cover available
  • Terrorism cover can be added at extra cost
  • Simplified, uniform wording and quick policy issuance

Get in Touch

Request a free consultation for the Bharat Griha Raksha Policy policy.

Contact Information

123 Financial District, Hyderabad, Telangana 500032

+919100509675

info@novoinsure.com