Public Liability and Product Liability insurance

Public Liability and Product Liability insurance are both essential types of business insurance that protect companies against financial loss in case of injury, damage, or loss caused to third parties due to the company’s products or services. Public Liability insurance specifically covers claims arising from accidents, injuries, or damages caused by a business’s operations, products, or services. Product Liability insurance, on the other hand, provides coverage against claims arising from defective or faulty products sold or supplied by a business.

Insurance policies

  • Public Liability insurance policies typically cover claims made by third parties for bodily injury or property damage that arises from the business operations. This can include slips, trips, and falls on the business premises or damage caused by the business operations.
  • Product Liability insurance policies, on the other hand, provide coverage for claims made against the business for bodily injury, property damage or financial loss that arise from a faulty or defective product that the business has manufactured, distributed or sold.


of Work

Public Liability insurance provides protection to businesses against legal liability for any third-party injury or damage to property that may arise during the course of their business operations.
Product Liability insurance protects businesses from claims related to damages caused by a product they have manufactured or sold.
Any business that interacts with the public, produces, distributes or sells products could be at risk and therefore should consider purchasing Public Liability and Product Liability insurance.

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